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Intrinsic value (finance)

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In options terminology, an option has intrinsic value, if it is in-the-money. The intrinsic value is the positive difference between the current price for the underlying and the strike price of an option. For a call option the strike price has to be under the price of the underlying; for a put option the strike price has to be over the price of the underlying.

For example, if the strike price for a call option is USD 1 and the price of the underlying is USD 1.20, then the option has an intrinsic value of USD 0.20. Options are usually sold for their intrinsic value plus their time value. See option time value.

In securities analysis, the intrinsic value of a company is defined to be its discounted cash flow, meaning the present value of its future net cash flows.

See also