Delta Community Credit Union

Delta Community Credit Union

Company type	Credit union
Industry	Banking, financial services
Founded	1940 (1940)
Headquarters	Atlanta, Georgia U.S.
Area served	Butts, Cobb, Cherokee, Clayton, Coweta, DeKalb, Douglas, Fulton, Fayette, Forsyth, Gwinnett, Henry, Hall, Paulding, Rockdale, Spalding
Key people	Hank Halter (CEO & President) Matthew Shepherd (COO) Bill Buchanan (Chief Risk Officer) Jay Gratwick (CFO) Tim Mitchell (CIO) Robert Walsh (Chief Lending Officer) Robert Manning (General Counsel)
Services	Checking Account Savings Account Credit Card CD Account Money Market Account New Car Loan Used Car Loan Home Loan Retirement Planning Mobile Banking Online Banking Insurance
Number of employees	1,350+
Website	deltacommunitycu.com

Delta Community Credit Union is a credit union headquartered in Georgia, a Southeastern state in the United States. Delta Community Credit Union has over $8.9B in assets and more than 515,000 members. Delta Community has been ranked among the top 40 largest credit unions in the U.S. Members include residents in 16 Atlanta metro area counties. The credit union serves the following companies: Delta Air Lines, Chick-fil-A, RaceTrac and UPS. As a not-for-profit credit union, their earnings must be returned to their members. According to Credit Unions Online, "the largest credit union in Georgia is Delta Community Credit Union...". Delta Community is a state-chartered credit union organized under the Georgia Department of Banking and Finance and federally insured by the National Credit Union Share Insurance Fund. It has 33 branch offices in four states--30 in metro Atlanta and one each in Cincinnati/Northern Kentucky, Dallas and Salt Lake City, plus its members have access to more than 5,000 shared branch locations nationwide. There are 70 Delta Community-owned ATMs, including 37 with an interactive teller feature, and it is a member of CO-OP, a nationwide cooperative that offers access to 33,000 surcharge-free ATMs in the United States and 10 other countries, including more than 8,000 deposit-taking locations.

History

In February 1940, Delta Employees Credit Union was formed in Atlanta, Georgia, by eight Delta Air Lines employees, each with a stake of $45 in share capital. On March 8, 1940, Delta Employees Credit Union received a charter entitling it to 20 years of operation. One month later, the first board of directors was composed. The board voted that membership was open to all Delta employees. By the end of 1940 assets were approximately $2,000.

In 1960, the board granted a renewal of the credit union's charter. By 1983, assets were +$200M. Delta Employees Credit Union was then and is now the largest credit union in Georgia.

Historical photo marking the 50th Anniversary of Delta Community Credit Union on March 8, 1990

On March 8, 1990, Delta Employees Credit Union held its 50th anniversary.

In July 1994, the credit union implemented a policy of "Once a member, always a member," thus eliminating the stipulation that an individual had to be an active Delta employee to be a member. Membership was also extended to the parents of active and former Delta employees in good standing. In 1995 the Delta Employees Credit Union's total number of members exceeded the 100,000 mark. Membership privileges were offered to children, grandparents, grandchildren, brothers and sisters of the member and their spouses. In 2001, domestic partners of members were added.

In October 2005, Delta Employees Credit Union changed their name to Delta Community Credit Union to describe that they were open to the metro Atlanta community, not just Delta Air Lines employees.

In 2010, Delta Community offered Mobile Banking as an option to members.

In 2013, Hank Halter was appointed President and CEO of Delta Community Credit Union and named an Atlanta top 100 leaders in finance by the Atlanta Business Chronicle.

In April 2025, Delta Community opened its 33rd branch. In March 2024, Delta Community achieved membership of more than 500,000.

Membership

Membership is open to anyone who lives or works in the Georgia counties of Butts, Cherokee, Clayton, Cobb, Coweta, DeKalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Hall, Henry, Paulding, Rockdale, and Spalding. Current, former or retired employees of various companies throughout the U.S. may also join.

Branch locations

Delta Community Credit Union Branch

Delta Community Credit Union has branch locations in the states of Georgia, Kentucky, Texas and Utah. Delta Community Credit Union branch locations include: Alpharetta, Atlanta, Buford, Canton, Cumming, Decatur, Douglasville, Duluth, Fayetteville, Gainesville, Johns Creek, Locust Grove, Marietta, McDonough, Newnan, Peachtree City, Sandy Springs, Snellville, and Stockbridge. City locations outside of Georgia include: Florence, Kentucky; Southlake, Texas and Salt Lake City, Utah.

Delta Community Credit Union expanded its administrative offices in November 2017. The administrative office is located at 3250 Riverwood Parkway, Atlanta, Georgia, 30339.

Services

Delta Community Credit Union offers personal banking services, small business, and commercial banking services such as checking accounts, savings accounts, health savings accounts, credit card accounts, online banking, online bill pay, new car loans, used car loans, student loans, personal loans, vacation loans, RV loans, boat loans, home equity loans, home mortgages and consumer loans. Commercial banking and services offered are: commercial real estate lending, SBA 504, equipment and vehicle financing, and lines of credit. The credit union also provides investment services, financial planning services and insurance through subsidiaries.

See also

• Wings Credit Union – another credit union serving the Atlanta area that has origins with Northwest Airlines employees