Draft:Cambridge Mobile Telematics
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| Company type | Private |
|---|---|
| Industry | Technology |
| Founded | 2010 |
| Founders | Hari Balakrishnan, Samuel Madden, William Powers |
| Headquarters | , U.S. |
Area served | Worldwide |
Number of employees | 450+ |
| Website | www.cmt.ai |
Cambridge Mobile Telematics (CMT) is a technology company based in Cambridge, Massachusetts. The company develops software and analytics tools for monitoring driving behavior and improving road safety.[1][2][3][4] It was founded in 2010 by Hari Balakrishnan,[5][6] Samuel Madden, and William Powers,[7][8][9][10] as a spin-off from the Massachusetts Institute of Technology's Computer Science and Artificial Intelligence Laboratory.[11][12][13]
Overview
[edit]CMT’s core product is the DriveWell Fusion Platform, which aggregates data from smartphones, Internet of Things (IoT) devices, connected vehicles, and third-party sources.[14] Using algorithms and machine learning, the platform analyzes factors such as speed, acceleration, phone use, and collisions. It can also detect crashes and alert emergency responders.[11][15]
In 2018, CMT received an investment of $500 million from the SoftBank Vision Fund.[16][17][18][19][20][21]
CMT partners with insurers, fleet operators, automakers, gig-economy services, and public agencies. In North America, its insurance partners include auto insurers, such as State Farm,[22] Progressive,[23] USAA,[24] Liberty Mutual, Farmers Insurance Group, and Nationwide Financial Services.[25][26] International partners include Intact and Desjardins[27][28] in Canada; HUK-COBURG[29] in Germany; Admiral,[30] Hastings,[31] and First Central[32] in the UK; Discovery Insure[33] in South Africa; and Aioi in Japan.[34]
CMT has also partnered with Hyundai,[35] Verizon,[36] and ADT[37] on crash detection services, and with AARP,[38] DoorDash,[39] and Uber[40] to support driver safety programs. The company has worked with the Ohio Traffic Safety Office to evaluate the impact of hands-free driving laws.[41]
In 2021, CMT acquired the U.S.-based telematics company TrueMotion[42][24] In 2023, it acquired Amodo, a European telematics firm.[43][18][44][45][26]
CMT holds patents related to crash detection, driver-device interaction monitoring, and classification of driving behavior.[46][47]
Products and services
[edit]DriveWell Fusion Platform
[edit]The DriveWell Fusion Platform integrates mobile software, connected vehicle data, and proprietary IoT devices such as the DriveWell Tag and dash cams. It is used by insurers, commercial fleets, vehicle manufacturers, and public agencies.
DriveWell Product Suites
[edit]- DriveWell Risk – Assesses driver risk based on behavioral analytics and actuarial models.[48][49]
- DriveWell Engage – Provides driver feedback and coaching aimed at reducing risk and improving engagement.[50]
- DriveWell Crash & Claims – Detects crashes in real time and supports emergency response and claims processing.[51][52]
Mobile Applications
[edit]CMT offers a white-label software development kit (SDK) and customizable mobile app for telematics deployment.
The company’s Safest Driver program uses mobile telematics to identify and reduce risky driving behavior.[53] It has been recognized by the Federal Highway Administration as supporting Vision Zero objectives.[54][55][56]
Openroad is a direct-to-consumer mobile app that detects crashes and offers emergency services at the scene.
Research and collaboration
[edit]CMT contributes to road safety research through academic and public-sector collaborations, working with Stanford University,[57] the University of Pennsylvania, the Insurance Institute for Highway Safety (IIHS),[58] and the Federal Highway Administration (FHWA).[59]
In 2022, CMT released findings showing that households with both electric and internal combustion engine vehicles shifted toward more electric vehicle usage during periods of high fuel prices.[60][61][62] Another study examined driving behavior among users of telematics programs, showing a reduction in distracted driving, hard braking, and speeding, along with a corresponding decrease in insurance claims.[61][62]
Awards and accolades
[edit]- 2023 Marconi Prize – awarded to co-founder Hari Balakrishnan[63]
- EY Entrepreneur of the Year (2021) – Bill Powers and Hari Balakrishnan[64]
- Named among CB Insights’ Top 50 Insurtech Firms and as a “Leader” in auto telematics[65][66]
- 2023 AutoTech Breakthrough Award, Vehicle Telematics Company of the Year
- 2023 Technology Innovation Honoree
- Webby Award Honoree – for the FuelStar app
- Loyalty 360 Award – recognized the partnership with Travelers Insurance
See also
[edit]References
[edit]- ^ "Cambridge Mobile Telematics Inc - Company Profile and News". Bloomberg.com. Retrieved 2024-04-28.
- ^ "About Cambridge Mobile Telematics (CMT)".
- ^ How to Land a Job at Cambridge Mobile Telematics. Retrieved 2024-04-30 – via www.youtube.com.
- ^ Shades, I. T. (2021-07-07). Insurance July 2021. EGBG Services LLC.
- ^ "Hari Balakrishnan". nms.csail.mit.edu. Retrieved 2024-04-28.
- ^ Hari Balakrishnan, Cambridge Mobile Telematics. Retrieved 2024-04-30 – via www.youtube.com.
- ^ "Who We Are". Cambridge Mobile Telematics. Retrieved 2024-04-30.
- ^ "Cambridge Mobile Telematics - The world leader in telematics". Cambridge Mobile Telematics. Retrieved 2024-04-28.
- ^ "Cambridge Mobile Telematics Company Profile: Financials, Valuation, and Growth". PrivCo. Retrieved 2024-04-30.
- ^ "Cambridge Mobile Telematics". THE ORG. Retrieved 2024-04-30.
- ^ a b "CMT_Case Study Template_2022.pdf" (PDF).
- ^ "Cambridge Mobile Telematics Careers". Wellfound (formerly AngelList Talent). Retrieved 2024-04-30.
- ^ "Research to Reality: Cambridge Mobile Telematics". YouTube. 9 February 2023.
- ^ Community, Roger Peverelli and Reggy de Feniks-Founders The DIA (2024-02-05). "How LAQO addresses driver safety while driving growth with CMT". ITC DIA Europe. Retrieved 2024-04-28.
- ^ "Featured Customers - Case Studies". www.featuredcustomers.com. Retrieved 2024-04-30.
- ^ "Cambridge Mobile Telematics news, trends and insights". Insurance Journal. Retrieved 2024-04-30.
- ^ "Cambridge Mobile Telematics - Company Profile - Tracxn". tracxn.com. 2024-04-27. Retrieved 2024-04-30.
- ^ a b "CMT - Funding, Valuation & Revenue".
- ^ "The richest Japanese invests $0.5 billion in a software developer analyzing driver behavior". TAdviser.ru. Retrieved 2024-04-30.
- ^ "SoftBank invests $500M in Cambridge driving data company". www.bizjournals.com. Retrieved 2024-04-30.
- ^ Rowley, Jason D. (2018-12-19). "SoftBank's Vision Fund Bets $500M On Driving Analytics Company CMT". Crunchbase News. Retrieved 2024-06-17.
- ^ "Insurers continue to prioritize usage-based insurance in 2023". Digital Insurance. 2023-11-13. Retrieved 2024-06-17.
- ^ "Insurers continue to prioritize usage-based insurance in 2023". Digital Insurance. 2023-11-13. Retrieved 2024-06-17.
- ^ a b Ben-Hutta, Avi (2021-06-17). "Cambridge Mobile Telematics acquires TrueMotion". Coverager - Insurance news and insights. Retrieved 2024-06-17.
- ^ Viewpoint, Enterprise (2022-10-27). "Cambridge Mobile Telematics: Next-Generation Telematics Variables". Enterprise Viewpoint. Retrieved 2024-04-30.
- ^ a b "Cambridge Mobile Telematics expands in Europe". ITS International. Retrieved 2024-04-30.
- ^ Insurance-Canada.ca (2018-06-04). "TrueMotion partners with Intact Financial Corporation for Next-Generation Telematics". Insurance-Canada.ca. Retrieved 2024-06-17.
- ^ admin (2018-12-20). "Cambridge Mobile Telematics Receives $500 Million SoftBank Funding". Insurance Journal. Retrieved 2024-06-17.
- ^ Coverager (2022-04-14). "Cambridge Mobile Telematics to power HUK-COBURG's digital claims services and notification of rescue services in Germany". Coverager - Insurance news and insights. Retrieved 2024-06-17.
- ^ Ben-Hutta, Avi (2023-03-21). "Admiral launches LittleBox Pod for UK drivers". Coverager - Insurance news and insights. Retrieved 2024-06-17.
- ^ Villari, Rachel (2020-11-24). "Hastings Direct and CMT Partner to Offer Customers Better Pricing on Their Premiums". Cambridge Mobile Telematics. Retrieved 2024-06-17.
- ^ mgildea (2022-06-08). "1st CENTRAL and CMT team up to incentivise safe driving". FinTech Global. Retrieved 2024-06-17.
- ^ Fiorentino, Matt (2023-10-30). "Celebrating a decade of making roads safer with Discovery Insure". Cambridge Mobile Telematics. Retrieved 2024-06-17.
- ^ Villari, Rachel (2021-03-10). "Cambridge Mobile Telematics Partners With Aioi Nissay Dowa Insurance to Launch Japan's First Large Scale Usage-based Insurance Program". Cambridge Mobile Telematics. Retrieved 2024-06-17.
- ^ Curtiss, Hayley (2023-06-15). "Hyundai & CMT: Leveraging connected services through collaboration and partnerships". Cambridge Mobile Telematics. Retrieved 2024-06-17.
- ^ LaChance, Dave (2021-09-20). "Verizon adds teen driver monitoring to Smart Family app". Repairer Driven News. Retrieved 2024-06-17.
- ^ "ADT's safety app now detects car accidents, alerts first responders". www.securitysystemsnews.com. Retrieved 2024-06-17.
- ^ "AARP Launches Free App to Encourage and Reward Safe-Driving Practices". MediaRoom. Retrieved 2024-06-17.
- ^ DoorDash. "Helping Dashers stay safe and focused on the road | DoorDash". about.doordash.com. Retrieved 2024-06-17.
- ^ "Driving Toward Safety: Learn How Uber and CMT are Each Leveraging Technology to Save Lives". Marketplace Risk. Retrieved 2024-06-17.
- ^ "Report shows decline in distracted driving since new Ohio law went into effect".
- ^ "Cambridge Mobile Telematics Expands Its Empire of Smartphone Driver Surveillance". Bloomberg.com. 2021-06-17. Retrieved 2024-04-30.
- ^ Community, Roger Peverelli and Reggy de Feniks-Founders The DIA (2023-08-29). "How insurers can make driving cheaper, safer, and sustainable". ITC DIA Europe. Retrieved 2024-04-28.
- ^ Jamil (2023-06-26). "Cambridge Mobile Telematics' Strategic Acquisition of Amodo: A Step Forward in Global Expansion". 42Law. Retrieved 2024-04-30.
- ^ "Cambridge Mobile Telematics Acquires Amodo - Fintech Finance". ffnews.com. March 2023. Retrieved 2024-04-30.
- ^ "Patents Assigned to Cambridge Mobile Telematics - Justia Patents Search". patents.justia.com. Retrieved 2024-04-30.
- ^ "Cambridge Mobile Telematics Patents - Key Insights and Stats". Insights;Gate. Retrieved 2024-04-30.
- ^ "Products - DriveWell Risk". Cambridge Mobile Telematics. Retrieved 2024-05-14.
- ^ Fiorentino, Matt (2022-02-15). "Idaho Becomes 49th State to Approve Cambridge Mobile Telematics' Premium Scoring Model". Cambridge Mobile Telematics. Retrieved 2024-06-17.
- ^ "Products - DriveWell Engage". Cambridge Mobile Telematics. Retrieved 2024-05-14.
- ^ "Products - DriveWell Crash & Claims". Cambridge Mobile Telematics. Retrieved 2024-05-14.
- ^ Fiorentino, Matt (2022-09-06). "Cambridge Mobile Telematics Launches Next-Generation Platform for Proactive Claims". Cambridge Mobile Telematics. Retrieved 2024-05-14.
- ^ Fiorentino, Matt (2024-01-08). "New Research from Cambridge Mobile Telematics Connects Telematics Program Engagement to Crash Reductions". Cambridge Mobile Telematics. Retrieved 2024-05-14.
- ^ "Public Sector". Cambridge Mobile Telematics. Retrieved 2024-05-14.
- ^ Fiorentino, Matt (2024-04-22). "Cambridge Mobile Telematics Launches Driving Scores for Fuel Consumption and CO2 Emissions". Cambridge Mobile Telematics. Retrieved 2024-05-14.
- ^ "Vision Zero Success Story: Safest Driver Contest, Boston Massachusetts" (PDF).
- ^ Cai, William; Gaebler, Johann; Kaashoek, Justin; Pinals, Lisa; Madden, Samuel; Goel, Sharad (2022). "Measuring racial and ethnic disparities in traffic enforcement with large-scale telematics data". PNAS Nexus. pp. pgac144. doi:10.1093/pnasnexus/pgac144. PMC 9802422. PMID 36714855.
- ^ By. "New ways to measure driver cellphone use could yield better data". IIHS-HLDI crash testing and highway safety. Retrieved 2024-06-17.
- ^ "COMPARATIVE EFFECTIVENESS OF ALTERNATIVE SMARTPHONE-BASED NUDGES TO REDUCE CELLPHONE USE WHILE DRIVING: FINAL REPORT" (PDF).
- ^ Ebert, Jeffrey P.; Xiong, Ruiying A.; Patel, Arjun; Abdel-Rahman, Dina; McDonald, Catherine C.; Kit Delgado, M. (2024-05-01). "Validation of a smartphone telematics algorithm for classifying driver trips". Transportation Research Interdisciplinary Perspectives. 25: 101109. Bibcode:2024TrRIP..2501109E. doi:10.1016/j.trip.2024.101109. ISSN 2590-1982.
- ^ a b Fiorentino, Matt (2022-06-30). "Cambridge Mobile Telematics finds high gas prices drive shift to electric vehicles". Cambridge Mobile Telematics. Retrieved 2024-05-14.
- ^ a b "CMT Study - UBI Engagement Impact" (PDF).
- ^ Society, Marconi (2023-02-22). "Creating a Safer, More Resilient Society: 2023 Marconi Prize Awarded to Hari Balakrishnan". The Marconi Society. Retrieved 2024-05-14.
- ^ "EY Announces Winners for the Entrepreneur Of The Year® 2021 New England Award". www.ey.com. Retrieved 2024-06-20.
- ^ Waters, Jeff (2023-08-08). "Cambridge Mobile Telematics named to Insurtech 50". Declaration Partners. Retrieved 2024-04-30.
- ^ Telematics, Cambridge Mobile (2023-08-15). "CB Insights Names Cambridge Mobile Telematics a "Top 50 Most Promising Insurtech Startup"". Coverager - Insurance news and insights. Retrieved 2024-04-30.