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Draft:Finhost

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FinHost
Company typePrivate
IndustryFinancial technology
FoundedJanuary 1, 2018; 7 years ago (2018-01-01)
FounderPlaton Mykhalchuk
Key people
Platon Mykhalchuk (CEO)
ServicesCore banking software, virtual IBANs, digital wallets, card issuing, KYC/KYB, SEPA/SWIFT/Faster Payments, crypto integration
Number of employees
11–50
Websitewww.finhost.io

FinHost is a financial technology (fintech) company based in Estonia that provides white-label core banking and digital financial infrastructure solutions to regulated institutions worldwide. The company specializes in delivering turnkey platforms that support digital banking, payments, card issuing, compliance, and crypto infrastructure.

History

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FinHost was founded in 2018 in Tallinn, Estonia, by a team of fintech professionals aiming to support regulated digital finance services across Europe and North America.[1]

In 2023, the company expanded its integration network to include crypto liquidity, custody, and compliance partners such as Kraken, Fireblocks, and Sumsub.

Services and operations

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FinHost offers a hybrid delivery model with both SaaS and source-code licensing options. Its platform enables clients—such as fintechs, neobanks, and embedded finance providers—to launch digital banking services in 3–6 weeks.

Main features include:

  • Virtual IBAN issuance and multi-currency account support
  • Fiat and cryptocurrency wallet infrastructure
  • SEPA, SWIFT, and UK Faster Payments rails
  • KYC/KYB onboarding and AML compliance tools
  • Virtual and physical card issuing
  • Modular back-office dashboard for transaction and user management

Compliance and technology

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The platform is ISO 27001:2022 certified and hosted on AWS. It complies with GDPR and supports licensing in multiple jurisdictions:

Licensing support spans:

  • EU: Electronic Money Institution (EMI), Payment Institution (PI), VASP/CASP
  • UK: FCA-regulated EMI, PI, and Crypto
  • USA: FinCEN MSB
  • Canada: FINTRAC MSB

Market presence and recognition

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FinHost was featured among the top fintech app providers in 2025 by SuperbCompanies.[2] CompareYourTech described it as a provider suitable for quickly launching embedded finance products.

According to G2, FinHost is positioned as a next‑generation white‑label banking solution, but user reviews are currently limited.[3]

See also

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References

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  1. ^ "FinHost: White-label Digital Banking Software & Platform". FinHost. Retrieved 2025-06-12.
  2. ^ "Top Fintech App Development Companies 2025". SuperbCompanies. Retrieved 2025-06-12.
  3. ^ "FinHost – G2 Overview". G2. Retrieved 2025-06-12.